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mortgage process raleigh nc

Mortgage Home Purchase Loans without the Hassle

Are you feeling overwhelmed with the process of finding the right financing options for your dream home or other real estate? We understand that navigating the world of mortgage options can feel like a game of whack-a-mole, but our expert brokers from Raleigh, NC are here to simplify the process for you.

With our expert guidance and tools, we can help you navigate the complex mortgage market and secure the best possible home loan for your unique needs. Plus, with a FREE pre-approval letter request,you can get started on your home buying journey with confidence.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.”
This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt (including your mortgage payment).

Get Your FREE Pre-Approval Letter Now!